Tag: RMD Planning
How Much Investment Return Do You Really Need in Retirement? (Ep. 71)

How Much Investment Return Do You Really Need in Retirement? (Ep. 71)

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How much investment return do you really need in retirement? If you’re within 5 to 10 years of retiring, should you still be trying to beat the market, or should your retirement plan focus on replacing your paycheck?

In this episode, Greg DuPont explains why people approaching retirement may be watching the wrong financial scoreboard. Retirement income planning looks at how your savings and investments can work together to provide income after you stop working. Greg explores how market losses, investment fees, Roth conversions, inflation, and required minimum distributions may affect your retirement income and future tax bill.

Greg discusses:

  • Why retirement income may tell you more about your plan than investment returns
  • How fees inside IRAs, 401(k)s, and mutual funds can reduce your retirement savings
  • How much investment return you may need to keep pace with inflation in retirement
  • How Roth conversions and RMD planning may affect your retirement income and taxes
  • And more!

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The Biggest Retirement Mistakes Most Families Never See Coming (Ep. 63)

The Biggest Retirement Mistakes Most Families Never See Coming (Ep. 63)

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What if the biggest retirement risks aren’t market crashes, but the quiet mistakes most people never see coming?

In this episode of March to a Million, Greg DuPont unpacks the inspiration behind his new book, The Twenty-Five Biggest Retirement Mistakes, and why so many families enter retirement feeling uncertain despite “doing everything right.” Greg explains why retirement is not simply an extension of the accumulation years, but an entirely different financial phase that requires a different strategy, mindset, and level of coordination.

Greg discusses:

  • Why accumulation and distribution require completely different financial strategies
  • The hidden tax traps tied to IRAs, 401(k)s, and required minimum distributions
  • Why claiming Social Security too early can create long-term financial consequences
  • Estate planning mistakes families often discover too late
  • How having a coordinated “financial quarterback” strategy may help reduce uncertainty in retirement
  • And more!

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