Premium Financing Strategies for Estate Liquidity and Legacy Planning with Jacob Brigati (Ep. 66)
Building wealth is one thing. Creating enough liquidity to protect that wealth for future generations can be an entirely different challenge.
How can business owners, real estate investors, and high-net-worth families address estate taxes, business succession concerns, and outstanding loans without disrupting the assets they’ve spent years building?
In this episode, Greg DuPont welcomes Jacob Brigati, Premium Financing Consultant at Simplicity UFC, to discuss how premium financing can help create estate liquidity, support business succession plans, and address leveraged asset concerns. Jacob explains how financing life insurance through bank leverage may help high-net-worth families manage estate planning challenges while preserving valuable assets.
He also shares real-world examples, discusses underwriting requirements, and explains the importance of conservative planning, ongoing policy management, and creating flexible strategies that can evolve over time.
Jacob discusses:
- How premium financing helps create estate liquidity while reducing upfront out-of-pocket costs
- Why leveraged real estate owners often use insurance planning to address outstanding loan obligations
- How business owners can create liquidity to balance inheritances among children fairly
- The importance of conservative projections and ongoing policy reviews over many years
- Financial and medical underwriting factors that determine premium financing eligibility
- And more!
Connect with Greg DuPont:
- Website: Greg DuPont
- Wealth Solutions Network Website (JoinWSN.com)
- LinkedIn: Greg DuPont
- LinkedIn: Wealth Solutions Network
- Facebook: Wealth Solutions Network
- info@wealthsolutionsnetwork.com
Connect With Jacob Brigati:
About Our Guest:
Jacob Brigati is a Premium Financing Consultant with Simplicity UFC, specializing in helping high-net-worth families, business owners, real estate investors, and advisors use premium financing strategies to address estate planning, business succession, and liquidity needs. He works closely with attorneys, financial advisors, CPAs, and family offices to design life insurance solutions that can help create liquidity for estate taxes, outstanding obligations, asset equalization among heirs, and legacy planning goals. Jacob’s focus includes structuring and managing premium-financed life insurance strategies, coordinating with insurance carriers and lenders, and providing ongoing policy reviews to help clients monitor performance over time.
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