Market Risk – March to a Million

How Much Investment Return Do You Really Need in Retirement? (Ep. 71)

By March to a Million | October 7, 2026

How much investment return do you really need in retirement? If you’re within 5 to 10 years of retiring, should you still be trying to beat the market, or should your retirement plan focus on replacing your paycheck?

In this episode, Greg DuPont explains why people approaching retirement may be watching the wrong financial scoreboard. Retirement income planning looks at how your savings and investments can work together to provide income after you stop working. Greg explores how market losses, investment fees, Roth conversions, inflation, and required minimum distributions may affect your retirement income and future tax bill.

Greg discusses:

Why retirement income may tell you more about your plan than investment returns
How fees inside IRAs, 401(k)s, and mutual funds can reduce your retirement savings
How much investment return you may need to keep pace with inflation in retirement
How Roth conversions and RMD planning may affect your retirement income and taxes
And more!

Connect with Greg DuPont:

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More

Building a Retirement Strategy Beyond the Investment Account (Ep. 65)

By March to a Million | July 1, 2026

Retirement planning can feel clear when markets are rising, but harder when income, taxes, inflation, and risk all collide.

Is your plan built around a portfolio, or does it actually account for what could go wrong?

In this episode, Greg DuPont reflects on 20 years in financial services and the lessons that changed how he thinks about retirement planning. He shares why mutual funds, ETFs, tactical investing, and annuities each taught him something different, and why no single tool can carry a retirement plan on its own. He also explains the six risks retirees need to plan for and why structure matters more than chasing returns.

Key takeaways:

Why low-cost investments can still leave retirees exposed when markets fall at the wrong time
How Greg DuPont’s early years in financial services changed his view of client protection
Why fixed indexed annuities became useful only when matched to the right retirement need
How six retirement risks shape the planning process before product choices are made
Why a retirement strategy needs structure, income planning, liquidity, tax planning, and timing
And more!