Why the 4% Rule Could Fail You in Retirement (Ep. 50)
Greg is back to dismantle one of the most widely accepted yet dangerously outdated retirement concepts: the 4% rule.
In this episode, Greg DuPont shares his research and frustrations that made him question why many advisors still cling to outdated income planning assumptions that could jeopardize retirement outcomes. From the origins of the 4% rule to today’s evolving withdrawal realities, Greg explains why “just pulling 4%” is not a strategy and what proactive advisors and consumers should be doing instead.
Greg discusses:
- Why the 4% rule is more folklore than fact in today’s environment
- How the sequence of return risk and market cycles can complicate distribution planning
- The real cost of fees and taxes when using this outdated rule
- Smarter strategies to build flexible, reliable retirement income
- And more!
Resources:
Connect with Greg DuPont:
- Wealth Solutions Network Website (JoinWSN.com)
- LinkedIn: Greg DuPont
- LinkedIn: Wealth Solutions Network
- Facebook: Wealth Solutions Network
- info@wealthsolutionsnetwork.com
- (614) 432-8065
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